Economic Influences Global economic conditions are currently shaped by factors like inflation, interest rates, and geopolitical instability. Central banks, especially the U.S. Federal Reserve, are trying to balance inflation control with economic growth. If interest rates stay high, borrowing costs will continue to affect both businesses and consumers. However, resilient labor markets and technological advancements could support long-term growth.

Global Events Major global events—wars, trade disputes, pandemics, and political shifts—have huge economic impacts. Right now, ongoing conflicts (such as in Ukraine and the Middle East) disrupt supply chains and energy markets. The U.S. election in 2024 could also bring significant policy changes, affecting trade, taxation, and investment strategies worldwide.

Regional Economic Trends Economic performance varies by region. The U.S. and EU are still dealing with inflation and high interest rates, while Asia (especially India and Southeast Asia) is experiencing strong growth. Latin America is seeing increased investment in natural resources and technology, and Africa is slowly emerging as a hub for fintech and renewable energy. In your case—being involved in blockchain, wine investment, and senior lifestyle industries—trends in fintech adoption, alternative investments, and aging demographics are particularly relevant.

Cryptocurrency Market Growth Crypto is on an upward trajectory, especially with Bitcoin’s recent rally and increasing institutional adoption. The approval of Bitcoin spot ETFs has given the market more legitimacy, attracting traditional investors. Solana (where BoozCoin is based) has gained momentum due to its fast transactions and lower fees compared to Ethereum. However, regulation remains a wildcard—governments are trying to balance innovation with consumer protection, and any regulatory crackdown could shake the market.

Wine Investment Market Performance While December 2024 presented some market adjustments, positive trends continue to shape the fine wine investment landscape.

• Bordeaux Market: Experienced a -0.76% decrease, reflecting short-term market fluctuations, but Bordeaux remains a strong long-term investment category.

• Champagne and Rhone Valley Wines: Showed resilience, increasing by 1.80%, indicating continued investor confidence in these regions.

This month:

• 25% of wines saw positive returns, an encouraging sign that selective investments continue to perform well.

• 26.3% remained stable, reinforcing the overall reliability of wine as an alternative asset class.

Although the overall portfolio value saw a slight decline of -0.53%, diversification within the Champagne and Rhone Valley segments has helped offset Bordeaux’s temporary dip.

Portfolio Composition Our diversified holdings continue to be led by Bordeaux wines, which make up 83.6% of the portfolio. Champagne and Rhone Valley wines account for 13.2%, while Whisky investments and other assets provide additional diversification at 3.3%.

Performance Comparison (Two-Year Period) Despite recent market adjustments, the long-term outlook for fine wine investments remains optimistic. The performance over the past two years is outlined below:

While broader stock markets have experienced significant gains, fine wine investments remain a reliable alternative asset class. The ability of Champagne and Rhone Valley wines to post positive growth reinforces the benefits of strategic diversification within the portfolio.

Looking Ahead Fine wine investments continue to offer stability in an uncertain global economic environment. The resilience of Champagne and Rhone Valley wines, coupled with the long-term strength of Bordeaux, provides a strong foundation for future growth. As global economic conditions evolve, staying informed and strategically diversifying investments will be key to maximizing returns in the wine investment market.